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Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing and using Paynto.AI, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Paynto.AI is an AI-powered application development platform that helps users create software applications through natural language interactions and a visual kanban-style interface.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. You agree to use the service only for lawful purposes.

4. Intellectual Property

Code generated through our platform belongs to you. However, the Paynto.AI platform, including its design, features, and underlying technology, remains our intellectual property.

5. Limitation of Liability

Paynto.AI is provided "as is" without warranties of any kind. We are not liable for any damages arising from the use of our service, including but not limited to direct, indirect, incidental, or consequential damages.

6. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

7. Contact

For questions about these terms, please contact us through our contact form.